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Living in Germany

Practical guides for daily life: health insurance, finding an apartment, transportation, internet, and more.

Last updated · 6 guides in this hub

Once you've sorted the paperwork, the real adventure begins: actually living in Germany. And there's a lot to figure out. How does the health insurance system work? Where do you find an apartment in a market where 200 people show up to the same viewing? Which SIM card won't rip you off?

We've been there. This section covers the practical, day-to-day stuff that guidebooks skip but every expat needs to know.

Health Insurance First

In Germany, health insurance isn't optional. You need to choose between public (gesetzlich) and private (privat) insurance within your first few months. Our guides break down the differences honestly so you can make the right call for your situation.

Finding Your Home

The German rental market is competitive, especially in cities like Munich, Berlin, and Frankfurt. We'll walk you through the process, from creating a proper application folder (Bewerbungsmappe) to understanding your rights as a tenant.

Guides

Latest in Living in Germany

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Getting Around Germany: Trains, Buses, and the Deutschlandticket 2026 Transportation
15 min read

Getting Around Germany: Trains, Buses, and the Deutschlandticket 2026

Navigating Germany's transportation network as an expat feels overwhelming at first glance. Between Deutsche Bahn's intercity trains, regional rail systems, urban metro networks, and the revolutionary Deutschlandticket, you're facing a complex web of operators, zones, and pricing structures. The good news is that Germany operates one of the world's most integrated public transportation systems, and once you understand the key components, getting around becomes remarkably straightforward...

Top picks

Tools we actually use.

A short, opinionated shortlist per category. Affiliate links pay for hosting; nothing here is paid placement.

Health Insurance

Our pick

TK (Techniker Krankenkasse)

β˜…β˜…β˜…β˜…Β½ 4.6/5

Germany's largest public health insurer. Excellent English support for expats.

  • Best English support
  • Excellent digital services
  • Large network
  • Same base rate as all public insurers
  • Some premium add-ons cost extra

Feather Insurance

β˜…β˜…β˜…β˜…β˜† 4.4/5

Insurance broker for expats. Handles public and private health insurance in English.

  • 100% English service
  • Free consultation
  • Handles all paperwork
  • Broker (not direct insurer)
  • Limited to partner insurers

Affiliate disclosure: we may earn a commission through the links above at no extra cost to you. Learn more.

Accommodation

Wunderflats

β˜…β˜…β˜…β˜…β˜† 4.2/5

Furnished apartments for medium-term stays (1-24 months). Verified landlords, no SCHUFA needed.

  • Furnished and ready to move in
  • No SCHUFA required
  • All-inclusive pricing
  • Higher monthly rent than unfurnished
  • Limited availability in smaller cities

Affiliate disclosure: we may earn a commission through the links above at no extra cost to you. Learn more.

SIM Cards & Internet

Our pick

fraenk

β˜…β˜…β˜…β˜…β˜† 4.1/5

Simple, no-contract mobile plan on Telekom's network. 5 GB for 10 EUR/month.

  • Telekom network (best coverage)
  • No contract, cancel anytime
  • Simple pricing
  • App only in German
  • Limited data options

ALDI Talk

β˜…β˜…β˜…β˜…β˜† 4/5

Affordable prepaid SIM on the O2 network. Available at any ALDI store, no contract required.

  • Available at every ALDI store
  • No contract, fully prepaid
  • Very affordable plans from 7.99 EUR
  • O2 network (weaker rural coverage)
  • App only in German

Lidl Connect

β˜…β˜…β˜…Β½β˜† 3.9/5

Prepaid mobile on the Vodafone network. No contract, decent rural coverage, competitive pricing.

  • Vodafone network (better rural coverage)
  • No contract
  • Good data packages
  • Limited availability outside Lidl stores
  • App only in German

Affiliate disclosure: we may earn a commission through the links above at no extra cost to you. Learn more.